Application of Artificial Intelligence (AI) as Innovation in the Era of Disruption in Reducing the Risk of Islamic Banking in Indonesia
Keywords:
Artificial Intelligence (AI), Sharia Banking, Risk ManagementAbstract
This research aims to describe the role of Artificial Intelligence (AI) in risk management and its impact on Islamic banking. This type of research is qualitative with a library study approach or data obtained from various literary sources such as books, journal articles, and previous research. Descriptive data analysis related to the application of artificial intelligence for risk management in sharia banking. The results of this research explain that the Islamic banking sector really needs the application of AI as a competitive strategy in the industrial market. The role of artificial intelligence as a form of risk management can provide solutions to the problems faced by Islamic banking institutions. So that it can increase banking industry income by minimizing losses.
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